credit

Buy Now, Pain Later?

by Ankit Agarwal on December 31, 2011

credit-catalogues

Do you dread shopping due to your bad credit history?  Do you struggle to find catalogues to shop through because you had an unfortunate experience with credit in the past?  Shopping can be stressful for those who have credit that is less than perfect.  But the good news is that you have the option to [...]

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How I Improved My Credit Score Fast- If I Can, So Can You

by Ankit Agarwal on December 3, 2011

This is something all of us are worried about- Credit scores. This is a three digit number that can play havoc in our lives. We’re constantly worried about maintaining a decent score so that we‘re able to get a loan. Moreover credit scores are looked at by employers and home owners also. I had a [...]

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How To Maintain Your Credit In Tough Times

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The worldwide economy has been going through a lot of turbulence. Many people have lost jobs during this period. Since the credit crunch has affected everybody, it is important to adopt some strategies that can help in building and maintaining your credit. It is vital to point out that restoring credit is not as easy [...]

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History of the Concept of Credit in Finance

History of Credit

It may seem to us that credit is a part of the new innovation made possible by the advancement of our modern society. However if we are going to trace back its history we can see that from the early times this has been a part of the civilization. In fact the term credit was [...]

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How does New Federal Legislation affect your Credit?

Earlier this summer, new federal legislation went into effect, and more changes on the governmental level in the near future could mean changes for your average consumer. As a consumer, it is important to know that everything you have learned about how credit scores work and how they may affect your ability to secure a [...]

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Ask Questions Before, During And After When Pursuing A Personal Loan

personal-loan-ask-lender-question

If you’ve got poor credit, borrowing money may not be as easy as you’d like. Perhaps you can’t just simply walk into a lender and request any amount of money at any rate, under any terms. But being able to get the right loan under the right terms is crucial. If you do qualify for [...]

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Why Your Credit Score Really Matters

Credit-Score

Getting a good credit score  is something that we as consumers regularly hear about. It is the holy grail of good financial management that allows you access to the best products and financial services available on the market. But what exactly is a credit score and why does it matter? Well, in a nutshell, it’s [...]

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7 DIY Credit Repair Tips

DIY-credit-score-repair

Keeping your credit in perfect shape is not always the easiest thing to do, especially in today’s world. If you find yourself falling behind on bills or relying heavily on credit cards, it doesn’t take long for your credit to take a turn for the worse. There are many companies nowadays that promise to repair [...]

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Credit Repair – Paid Or Unpaid

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Sometimes, for a host of reasons, a person might find themselves with a black mark on their credit rating that could potentially affect their ability to get credit in the future. In the current economic climate, there are many people struggling to keep up with repayments and there are often genuine reasons for the rating [...]

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Is Consumer Credit Counseling Service Right For You?

credit-counselling-service

Unless you’ve been living under a rock, you’ve no doubt heard about consumercredit counseling. And if you have debt you can’t manage, you have very likelychecked out one or more of the companies that offer this particular type ofservice.   Consumer credit counseling services offer many beneficial programs toconsumers and financial institutions alike. They not [...]

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